Author Archives: Sarah Smalley

TIAA July Webinars

This July TIAA is offering 7 informative live webinars covering a wide variety of topics, including: social security strategies for married couples, financial guidance for women, saving for retirement, investing, and more.  Click on the “Read More” link below to see the full event listing as well as registration details.   Read more….

Register for any of TIAA’s July 2019 live webinars by visiting www.TIAA.org/webinars.

Special Topic: Social Security strategies for married couples July 16 at 12 p.m. (ET)

Married couples can take advantage of some strategies that may help to increase lifetime Social Security benefits. You can learn the basics about spousal benefits, understand the many variables involved in claiming strategies and how married couples can boost their benefits by coordinating the timing of their claims.

Charting Your Course: A financial guide for women July 16 at 3 p.m. (ET)

Women can face unique financial challenges. You can discover tailored approaches to saving for retirement and tips to make your money work hard.

Tomorrow in Focus: Saving for your ideal retirement July 17 at 12 p.m. (ET)

Find out how retirement savings, planning and the real benefit of time are essential features of retirement investments.

Money at Work 1: Foundations of Investing July 17 at 3 p.m. (ET)

Discover how you can manage risk versus reward, as well as understand the role of investing and managing risks, ways to help accelerate savings and tools that can help sustain a portfolio.

Special Topic: Quarterly economic and market update July 18 at 12 p.m. (ET)

TIAA’s Chief Investment Strategist will discuss economic and market developments that may impact your retirement savings strategy.

Debt consolidation and understanding the mortgage process July 18 at 3 p.m. (ET)

Discover how to manage and consolidate debt, and get a primer to help make the mortgage process easier to navigate.

Planning for Retirement: The Why, What, and How July 23rd, 12 p.m. to 1 p.m. (ET)

Join us for a webinar discussing the challenges and risks people face in retirement, and

how good planning can address them.

Want help?  It’s quick.  It’s easy.  It matters. And it’s at no cost to you!

Visit www.TIAA.org/webinars to register.

Dreaming of Retirement

  • Live Financial Forum

Dreaming of Retirement | July 9, 2019 | 9:00 AM (PST) & 12:00 PM (PST) | Register Here.

Many people can’t wait for retirement, yet they haven’t actually run the numbers for their ideal retirement lifestyle budget. The first step is calculating your current lifestyle costs and projecting how your monthly budget will change when you retire. This class helps you assess whether you are on track with your savings to sustain your retirement budget, and we’ll offer a wide range of considerations to help you formalize a realistic retirement plan.

Note:  If you register and cannot attend, a recording of the webinar, along with a copy of the session presentation and handouts, will automatically be sent within 24 hours.

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 You work hard for your money, but is your money working hard for you?

When it comes to our finances, we always wonder if we are making the right moves, and searching for answers can feel overwhelming.

Middlebury College provides all employees access to financial well-being thru My Secure Advantage (MSA).

MSA helps you make the most of your hard-earned dollars!  When it comes to living a financially stress-free life, every decision you make adds up.  Through MSA, employees and their covered dependents can work with a personal Money Coach and utilize website services to make financial stress a thing of the past.

What’s Included

  • 90 days (per calendar year) of personalized money coaching with a personal, confidential, unbiased, and guilt free Money Coach.  Coaches don’t sell products or services: their only job is to provide expert guidance and improve your financial life.
  • Guidance on financial topics, goals, challenges, or questions.  Whether you’re getting by, digging out, or saving big, connecting with a Money Coach to discuss options, identify things to consider, and build out a plan can only help

Work with MSA to tackle questions like “Should I be saving more or paying down debt?” “When will I be able to retire, and how much do I need?” “What type of portfolio is best for me?” “How do I balance enjoying life now with saving for the future?” and more.

  • Online tools include videos, calculators, articles, and budgeting software to help you stress less and save more.

Questions?  Learn more about MSA here. To get started, sign up, and schedule your first appointment with a Money Coach call 888-724-2326.

June TIAA Webinars

  • This June TIAA is offering 6 informative live webinars covering a wide variety of topics, including: financial planning for the LGBT community, market proofing your retirement, income options in retirement, investing for women, market volatility, as well as managing income and debt. Read More…

Start the summer with live webinars that can help you improve your financial knowledge. Reserve your spot today. Register for any of TIAA’s June 2019 live webinars by visiting www.TIAA.org/webinars.

Special Topic: Equally Prepared—Financial planning for the LGBT community June 11 at 12 p.m. (ET)

You can learn about the specific challenges faced by the LGBT community—both financial and legislative even with the U.S. Supreme Court’s marriage equality ruling—and potential solutions to address them.

Special Topic: Market-proof your retirement June 11 at 3 p.m. (ET)

In retirement—and the years leading up to it—protecting your savings becomes just as important as growing it. Join us to learn how to create your own personal pension with TIAA Traditional, offered by Teachers Insurance and Annuity Association of America (TIAA).

Paying Yourself: Income options in retirement June 12 at 12 p.m. (ET)

You can learn the rules that govern retirement assets and find out when to consider using different income sources.

Start to Finish: The early career woman’s guide to financial wisdom June 12 at 3 p.m. (ET)

When women are starting their careers, there’s a lot to consider—career goals, job satisfaction, achieving a work/life balance. But it’s important to also consider retirement. Discover how establishing a plan now can help establish your financial future.

Special Topic: How smart investors ride out market volatility June 13 at 12 p.m. (ET)

What’s the best way to handle market ups and downs? TIAA offers best practices and actionable steps to help investors steer through stormy markets while remaining on to help stay on the path to financial security.

Inside Money: Managing income and debt June 13 at 3 p.m. (ET)

Discover how to help make your money work harder by using your cash flow more effectively, developing good saving habits and better managing debt.

Want help?  It’s quick.  It’s easy.  It matters. And it’s at no cost to you!

Visit www.TIAA.org/webinars to register.

Live Financial Forum

Retirement Planning: Getting Started 

 June 27, 2019 | 9:00 AM (PST) & 12:00 PM (PST) Register Here.

Employees in the first half of their careers are often not thinking about or planning for retirement. This class emphasizes the importance of starting to plan as early in your career as possible in order to allow savings to grow. There are many competing needs or wants for every dollar you save, so we will talk about how you can use goals and budgeting to stay on track with funding whatever lifestyle or timeline you envision for retirement.

Note:  If you register and cannot attend, a recording of the webinar, along with a copy of the session presentation and handouts, will automatically be sent within 24 hours.

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You work hard for your money, but is your money working hard for you?

When it comes to our finances, we always wonder if we are making the right moves, and searching for answers can feel overwhelming.

Middlebury College provides all employees access to financial well-being thru My Secure Advantage (MSA).

MSA helps you make the most of your hard-earned dollars!  When it comes to living a financially stress-free life, every decision you make adds up. Through MSA, employees and their covered dependents can work with a personal Money Coach and utilize website services to make financial stress a thing of the past.

What’s Included

  • 90 days (per calendar year) of personalized money coaching with a personal, confidential, unbiased, and guilt free Money Coach. Coaches don’t sell products or services: their only job is to provide expert guidance and improve your financial life.
  • Guidance on financial topics, goals, challenges, or questions. Whether you’re getting by, digging out, or saving big, connecting with a Money Coach to discuss options, identify things to consider, and build out a plan can only help

Work with MSA to tackle questions like “Should I be saving more or paying down debt?” “When will I be able to retire, and how much do I need?” “What type of portfolio is best for me?” “How do I balance enjoying life now with saving for the future?” and more.

  • Online tools include videos, calculators, articles, and budgeting software to help you stress less and save more.

Questions?  Learn more about MSA here. To get started, sign up, and schedule your first appointment with a Money Coach call 888-724-2326.

TIAA Webinar

MARKET PROOF YOUR RETIREMENT

Throughout your career, you probably heard repeatedly how important saving for retirement is. However, as the day approaches, there are additional questions you’ll have to ask yourself. Am I overexposed to market losses? Will I outlive my money? Am I confident that I can retire on my terms?

In retirement—and the years leading up to it—protecting your savings becomes just as important as growing it. Join us to learn how to create your own personal pension* with TIAA Traditional, offered by Teachers Insurance and Annuity Association of America (TIAA).

Register today for our Tuesday, June 11th live webinar, 3 p.m. to 4 p.m. (ET) Sign up today! It’s quick. It’s easy. It’s free. Register here online.

Miguel Shefferson is a Director with TIAA’s Institutional Financial Services and is passionate about educating clients on TIAA solutions that promote financial well-being with a specific focus on retirement readiness.

He brings over 20 years of industry experience, including prior roles with TIAA’s Nuveen Global Asset Management group and Individual Advisory Services business, where he partners daily with TIAA’s Individual Advisory and Institutional Financial Services teams promoting awareness of TIAA’s unique capabilities.

TIAA May webinars

This May TIAA is offering 10 informative live webinars covering a wide variety of topics, including: savings for college, Medicare, estate planning, investing for women, life insurance, and more. 

Register for any of TIAA’s May 2019 live webinars by visiting www.TIAA.org/webinars.

The 411 on 529 college savings plans  May 2, from 12 p.m. to 1 p.m. (ET)

Learn all about how 529 college savings plans work. You’ll have an opportunity to ask questions and if interested, discover more about how to invest in one of the 529 college savings plans managed by TIAA for a child, grandchild, yourself or other loved one.

Attention to Detail: Financial finishing touches for women  May 7 at 3 p.m. (ET)

Am I ready to retire? How do I know if I have enough? How do I plan my income? What should I look out for as I plan and even after I am retired? Financial success can often complicate your life and we are going to try to help you answer those questions and more.

Market proof your retirement  May 8th live webinar, 12 p.m. to 1 p.m. (ET)

In retirement—and the years leading up to it—protecting your savings becomes just as important as growing it. Join us to learn how to create your own personal pension* with TIAA Traditional, offered by Teachers Insurance and Annuity Association of America (TIAA).

Healthy Numbers Integrating healthcare into retirement plans  May 8 at 3 p.m. (ET)

You can learn and plan for the cost of healthcare in retirement, including supplemental insurance, and the real benefits and costs of Medicare.

Halfway There: A retirement checkpoint  May 9 at 3 p.m. (ET)

You can give yourself a mid-career financial checkup to evaluate your current savings, formulate a plan to help pursue your savings goals and manage competing financial priorities.

Understanding Medicare  May 14, from 12 p.m. to 1 p.m. (ET)

Paying for healthcare in retirement is a critical part of financial planning and it is important to understand how Medicare operates and what choices you have.

Money at Work 2  May 14 at 3 p.m. (ET)

Sharpening investment skills Feel more secure in your savings strategy by verifying you’re on the right track. And if you’re off track, know what adjustments you need to make. Learn how to plan your investments and hold on to as much of your nest egg as possible.

She’s Got It: A woman’s guide to saving and investing  May 15 at 3 p.m. (ET)

You can discover saving and investing strategies developed especially for women and how you can put them into action.

Special Topic: Demystifying life insurance  May 16 at 3 p.m. (ET)

Life insurance can play a critical role in your financial plan. You can learn how much you may need, what types exist, how much you can afford and much more.

Estate Planning Basics  May 21, from 12 p.m. to  1 p.m. (ET)

Ensuring that our assets will pass to loved ones and causes that are near and dear is important to most of us. Discover the basic estate planning components and strategies to ensure that your wishes are met.

Want help?  It’s quick.  It’s easy.  It matters.

Visit www.TIAA.org/webinars to register. And it’s at no cost to you!

MSA Financial Forum

Live Financial Forum – Financial Goals | May 23, 2019 | 9:00 AM (PST) & 12:00 PM (PST) |  Register Here.

Our next Financial Forum is scheduled for Thursday, May 23rd. Financial Forums are held four times a year, and the purpose is to answer live questions on any financial topic or this forum’s theme of “Financial Goals.” Our panelists will be ready to answer your questions on subjects ranging from debt and mortgages to investments and retirement. If you are ready to set some financial goals, log in to ask your question. The more the merrier, so please encourage any co-workers that have questions on goals to attend.

Note:  If you register and cannot attend, a recording of the webinar, along with a copy of the session presentation and handouts, will automatically be sent within 24 hours.

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

You work hard for your money, but is your money working hard for you?

When it comes to our finances, we always wonder if we are making the right moves and searching for answers can feel overwhelming.

Middlebury College provides all employees access to financial well-being thru My Secure Advantage (MSA).

MSA helps you make the most of your hard-earned dollars!  When it comes to living a financially stress-free life, every decision you make adds up.  Through MSA, employees and their covered dependents can work with a personal Money Coach and utilize website services to make financial stress a thing of the past.

What’s Included

  • 90 days (per calendar year) of personalized money coaching with a personal, confidential, unbiased, and guilt free Money Coach.  Coaches don’t sell products or services: their only job is to provide expert guidance and improve your financial life.
  • Guidance on financial topics, goals, challenges, or questions.  Whether you’re getting by, digging out, or saving big, connecting with a Money Coach to discuss options, identify things to consider, and build out a plan can only help

Work with MSA to tackle questions like “Should I be saving more or paying down debt?” “When will I be able to retire, and how much do I need?” “What type of portfolio is best for me?” “How do I balance enjoying life now with saving for the future?” and more.

  • Online tools include videos, calculators, articles, and budgeting software to help you stress less and save more.

Questions?  Learn more about MSA here. To get started, sign up, and schedule your first appointment with a Money Coach call 888-724-2326.

*Benefits-eligible faculty and staff are eligible for MSA benefits.