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	<title>The Middlebury Blog Network &#187; retirement</title>
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	<link>http://sites.middlebury.edu/middblogs</link>
	<description>Selected Posts from the Midd Blogosphere</description>
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		<title>Important Benefits Reminders</title>
		<link>http://sites.middlebury.edu/announcements/2013/01/11/important-benefits-reminders-2/</link>
		<comments>http://sites.middlebury.edu/announcements/2013/01/11/important-benefits-reminders-2/#comments</comments>
		<pubDate>Fri, 11 Jan 2013 21:33:54 +0000</pubDate>
		<dc:creator>Lisa Hoff</dc:creator>
				<category><![CDATA[Midd Blogosphere]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Flex]]></category>
		<category><![CDATA[For Faculty]]></category>
		<category><![CDATA[For Staff]]></category>
		<category><![CDATA[Health Ins]]></category>
		<category><![CDATA[HR]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://sites.middlebury.edu/announcements/?p=5717</guid>
		<description><![CDATA[Trouble-free employee benefit plan administration requires a strong partnership between employees and Human Resources.&#160; The Human Resources Dept. works diligently each year-end to accurately process the thousands of required or requested benefit record changes, and then we check and double-check our work.&#160; However, in the end, we also must rely on you, the employee, to [...] <a href="http://sites.middlebury.edu/announcements/2013/01/11/important-benefits-reminders-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<p>Trouble-free employee benefit plan administration requires a strong partnership between employees and Human Resources.  The Human Resources Dept. works diligently each year-end to accurately process the thousands of required or requested benefit record changes, and then we check and double-check our work.  However, in the end, we also must rely on you, the employee, to do your part in managing your benefits by confirming that you are enrolled in the benefits you intended to elect.  Please carefully review your first paycheck and let us know if you have questions or if anything seems amiss. </p>
<p><b>Medical/Dental Insurance</b></p>
<ul>
<li>If you made a change to who is covered under your medical or dental plan, new ID cards were mailed to you in December.  Please confirm that you have received your new ID card(s) <b><span style="text-decoration: underline">if</span></b> you made a change to who is covered under your medical or dental plan.  If you need additional cards (for example, for a child away at college) call the toll free customer service number on your ID card (1-888-222-9206).</li>
<li> As was announced in November, the employee portion of the medical &amp; dental premiums did not increase for 2013.  However, any employee who made coverage (single/2 person/family) level changes should see a premium change in the first paycheck of 2013.</li>
</ul>
<p> <b>Vision Insurance</b></p>
<ul>
<li>As a reminder the Vision Plan is with Vision Service Plan (VSP).  <strong>No ID card is required </strong>(just tell your VSP provider the last 4 digits of your SSN and date of birth). A summary of the Plan and other helpful information is available on-line at <a href="http://www.middlebury.edu/offices/business/hr/staffandfaculty/benefits/vision">http://www.middlebury.edu/offices/business/hr/staffandfaculty/benefits/vision</a>. </li>
</ul>
<p><b>Life and Accidental Death &amp; Dismemberment (AD&amp;D) Insurance</b></p>
<ul>
<li>Premiums changes related to a change in coverage amount or age-band changes (5 year increments) should be reflected in the first paycheck in 2013.  If you made changes or you hit a new age band in 2012, please confirm that your premium changed.</li>
<li>Requests for new Life coverage or for increases in Life coverage over the guarantee issue amount are not effective until approved by Mutual of Omaha.  <span style="text-decoration: underline">An Evidence of Insurability form must</span> be submitted by you to Mutual of Omaha if you have requested this type of change. Mutual of Omaha will notify you directly of approval or denial.  Any premium changes will be made as of the effective date of the approved coverage.</li>
</ul>
<p> <b>Flexible Spending Accounts</b></p>
<ul>
<li>2013 elections for the Health Care and Dependent Care Flexible Spending Accounts should be reflected in the first paycheck of 2013.  Please review your pay stub and confirm that your contribution is correct (divide your total annual election by 26 to calculate your per pay-period election.) </li>
<li>If you are a new Flexible Spending Account plan participant (you were not enrolled in a FSA last year) then FSA Benefits Cards were mailed to your home address in mid-December.  If you had a FSA last year you will <span style="text-decoration: underline">not</span> be issued a new card as they are valid for 3 years.   The Benefits Card can be used to access funds in your Health Care and Dependent Care Flexible Spending Account.  Important information about the FSA Benefits Card is available at <a href="http://www.middlebury.edu/offices/business/hr/staffandfaculty/benefits/flex">http://www.middlebury.edu/offices/business/hr/staffandfaculty/benefits/flex</a>. </li>
<li>You have until March 15, 2013 to file claims against your 2012 flexible spending accounts for expenses incurred in 2012.  The FSA Claim form and other helpful information on Flexible Spending Accounts can be found at <i><a href="http://www.middlebury.edu/offices/business/hr/staffandfaculty/benefits/fle">http://www.middlebury.edu/offices/business/hr/staffandfaculty/benefits/fle</a>x.</i>Please visit CBA Blue’s website at <i><a href="http://select.cbabluevt.com/middlebury/">http://select.cbabluevt.com/middlebury/</a> </i>to review your account information.</li>
</ul>
<p> <b>Retirement</b></p>
<ul>
<li>If you submitted forms prior to the holiday break requesting changes to your Voluntary Retirement Plan or to enroll in the 457b Salary Deferral Supplemental Retirement Plan, your new elections should have been reflected in your first paycheck of 2013.  If you requested changes please confirm that your elections are as expected.</li>
</ul>
<p> If you have made a change to who is covered on your medical or dental plan and you have not received your new ID card(s), or if a benefit deduction doesn’t look right to you, or if you have any other questions or concerns about your benefits, please contact Human Resources as soon as possible.  Thanks for doing your part to keep our benefit plans running smoothly!</p>
<p> Your Benefits Team,<br />
~<b>Lisa Hoff</b>, Benefits Specialist (Health/Dental/Vision/Flex Spending) <b>x3372<br />
</b>~<b>Loretta Lee</b>, Benefits Specialist (Retirement Plans &amp; Retiree Medical/Dental) <b>x5468<br />
</b>~<b>Cheryl Mullins</b>, Benefits &amp; Compensation Manager <b>x5542</b></p>
]]></content:encoded>
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		<title>Seeing the Unseen</title>
		<link>http://sites.middlebury.edu/announcements/2012/12/10/seeing-the-unseen/</link>
		<comments>http://sites.middlebury.edu/announcements/2012/12/10/seeing-the-unseen/#comments</comments>
		<pubDate>Mon, 10 Dec 2012 12:44:16 +0000</pubDate>
		<dc:creator>Gary Margolis</dc:creator>
				<category><![CDATA[Midd Blogosphere]]></category>
		<category><![CDATA[astronomy]]></category>
		<category><![CDATA[For Faculty]]></category>
		<category><![CDATA[For Staff]]></category>
		<category><![CDATA[Frank Winkler]]></category>
		<category><![CDATA[poem]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://sites.middlebury.edu/announcements/?p=5554</guid>
		<description><![CDATA[Seeing the Unseen In honor of Professor Frank Winkler on his retirement Professor, friend, our class&#8217;s true astronomer, whom a blackboard can&#8217;t erase. Who&#8217;s taken us beyond the seen, and unseen stars. Where space is anybody&#8217;s second guess. Where, it &#8230; <a href="http://sites.middlebury.edu/announcements/2012/12/10/seeing-the-unseen/">Continue reading <span>&#8594;</span></a> <a href="http://sites.middlebury.edu/announcements/2012/12/10/seeing-the-unseen/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<p>Seeing the Unseen<br />
In honor of Professor Frank Winkler<br />
on his retirement</p>
<p><strong>Professor, friend, our class’s true<br />
astronomer, whom a blackboard can’t<br />
erase. Who’s taken us beyond the seen,</strong></p>
<p>and unseen stars. Where space is<br />
anybody’s second guess. Where,<br />
it seems, we’re more and less</p>
<p>and everything that matters.<br />
Who uses up three boards to write<br />
love’s infinite sign, the feeling</p>
<p>today in your, in our last class,<br />
that can’t be canceled out, that<br />
remains a constant one.</p>
<p>Not by chance, your name, Frank<br />
Winkler, has us winking at<br />
the stars, those burning gases</p>
<p>it takes more than this semester<br />
to reach us. Years from now,<br />
maybe from another galaxy,</p>
<p>one of us will look back to earth—<br />
you taught us we’re made up<br />
of everything there is</p>
<p>(Did I get that right on the test?)<br />
To look back and see the comet’s<br />
trace of you jetting across</p>
<p>Bi-Centennial Hall’s grand<br />
space. See you dropping<br />
that bowling ball, near my</p>
<p>roommate’s, First Year foot,<br />
to show us the principle by which<br />
we’ve come to be love’s</p>
<p>first gravity. So, Professor,<br />
at the end of this hour, we can<br />
stand, we can fall back to Earth.</p>
<p>Gary Margolis ‘67<br />
Executive Director, Emeritus,<br />
College Mental Health Services<br />
Associate Professor (part-time)<br />
English and American Literatures</p>
]]></content:encoded>
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		<title>Reminder: TIAA-CREF Open Meetings</title>
		<link>http://sites.middlebury.edu/announcements/2012/03/22/reminder-tiaa-cref-open-meetings/</link>
		<comments>http://sites.middlebury.edu/announcements/2012/03/22/reminder-tiaa-cref-open-meetings/#comments</comments>
		<pubDate>Thu, 22 Mar 2012 13:57:30 +0000</pubDate>
		<dc:creator>Heather Stafford</dc:creator>
				<category><![CDATA[Midd Blogosphere]]></category>
		<category><![CDATA[HR]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[TIAA-CREF]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://sites.middlebury.edu/announcements/?p=3275</guid>
		<description><![CDATA[WHEN: Thursday, March 29, 2012, 9-10 a.m. AND noon-1 p.m. WHERE: Mitchell Green Lounge, 3rd Floor McCullough Please join Erik Moreau our TIAA-CREF Field Consultant on Thursday March 29 for a live demonstration of the www.tiaa-cref.org website and its capabilities as well as a &#8230; <a href="http://sites.middlebury.edu/announcements/2012/03/22/reminder-tiaa-cref-open-meetings/">Continue reading <span>&#8594;</span></a> <a href="http://sites.middlebury.edu/announcements/2012/03/22/reminder-tiaa-cref-open-meetings/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<p><strong>WHEN: </strong>Thursday, March 29, 2012, 9-10 a.m. AND noon-1 p.m.</p>
<p><strong>WHERE: </strong>Mitchell Green Lounge, 3rd Floor McCullough</p>
<p>Please join Erik Moreau our TIAA-CREF Field Consultant on Thursday March 29 for a live demonstration of the <a href="http://www.tiaa-cref.org/">www.tiaa-cref.org</a> website and its capabilities as well as a tour of the Middlebury College micro-site at <a href="http://www.tiaa-cref.org/middleburycollege">www.tiaa-cref.org/middleburycollege</a>. These will be interactive meetings where we will explore important online capabilities such as using web tools and services, in addition we will show you how to establish online access to your personal account and explore basic tasks like placing trades and changing beneficiaries or setting e-preferences. It promises to be useful information that we should all know and there will be plenty of time for questions on other subjects while we have Erik for the day. No registration required. Chose the time most convenient for you.</p>
<p style="text-align: right"> <em>Sponsored by Human Resources </em></p>
]]></content:encoded>
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		<title>TIAA-CREF Open Meetings</title>
		<link>http://sites.middlebury.edu/announcements/2012/03/02/tiaa-cref-open-meetings/</link>
		<comments>http://sites.middlebury.edu/announcements/2012/03/02/tiaa-cref-open-meetings/#comments</comments>
		<pubDate>Fri, 02 Mar 2012 15:46:02 +0000</pubDate>
		<dc:creator>Heather Stafford</dc:creator>
				<category><![CDATA[Midd Blogosphere]]></category>
		<category><![CDATA[HR]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[TIAA-CREF]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://sites.middlebury.edu/announcements/?p=3049</guid>
		<description><![CDATA[WHEN: Thursday, March 29, 2012  9 am to 10 am or 12 pm to 1 pm WHERE: Mitchell Green Lounge, 3rd Floor McCullough Please join Erik Moreau our TIAA-CREF Field Consultant in March for a live demonstration of the www.tiaa-cref.org website and &#8230; <a href="http://sites.middlebury.edu/announcements/2012/03/02/tiaa-cref-open-meetings/">Continue reading <span>&#8594;</span></a> <a href="http://sites.middlebury.edu/announcements/2012/03/02/tiaa-cref-open-meetings/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<p><strong><a href="http://sites.middlebury.edu/announcements/files/2012/03/TIAACREF1.png"><img class="alignright size-full wp-image-3055" src="http://sites.middlebury.edu/announcements/files/2012/03/TIAACREF1.png" alt="" width="99" height="74" /></a>WHEN:</strong> Thursday, March 29, 2012  9 am to 10 am or 12 pm to 1 pm</p>
<p><strong>WHERE:</strong> Mitchell Green Lounge, 3rd Floor McCullough</p>
<p>Please join Erik Moreau our TIAA-CREF Field Consultant in March for a live demonstration of the <a href="http://www.tiaa-cref.org/">www.tiaa-cref.org</a> website and its capabilities as well as a tour of the Middlebury College micro-site at <a href="http://www.tiaa-cref.org/middleburycollege">www.tiaa-cref.org/middleburycollege</a>. These will be interactive meetings where we will explore important online capabilities such as using web tools and services, in addition we will show you how to establish online access to your personal account and explore basic tasks like placing trades and changing beneficiaries or setting e-preferences. It promises to be useful information that we should all know and there will be plenty of time for questions on other subjects while we have Erik for the day. No registration required.  Please choose the time that is most convenient for you.</p>
<address><em>Sponsored by Human Resources</em></address>
<p>&nbsp;</p>
]]></content:encoded>
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		<title>HR Update: TIAA-CREF Investment Resources</title>
		<link>http://sites.middlebury.edu/announcements/2012/02/17/hr-update-tiaa-cref-investment-resources/</link>
		<comments>http://sites.middlebury.edu/announcements/2012/02/17/hr-update-tiaa-cref-investment-resources/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 21:01:15 +0000</pubDate>
		<dc:creator>Heather Stafford</dc:creator>
				<category><![CDATA[Midd Blogosphere]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[HR]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://sites.middlebury.edu/announcements/?p=2898</guid>
		<description><![CDATA[Are you interested in learning more about the investment options that are available through TIAA-CREF? In addition to meeting individually with Erik Moreau, our TIAA-CREF consultant (click here to view visit schedule) you can also access a wealth (no pun &#8230; <a href="http://sites.middlebury.edu/announcements/2012/02/17/hr-update-tiaa-cref-investment-resources/">Continue reading <span>&#8594;</span></a> <a href="http://sites.middlebury.edu/announcements/2012/02/17/hr-update-tiaa-cref-investment-resources/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<p>Are you interested in learning more about the investment options that are available through TIAA-CREF? In addition to meeting individually with Erik Moreau, our TIAA-CREF consultant (<a href="http://sites.middlebury.edu/announcements/2012/01/06/hr-update-tiaa-cref-one-on-one-counseling-with-erik-moreau/">click here to view visit schedule</a>) you can also access a wealth (no pun intended) of information on the <a href="http://enroll.tiaa-cref.org/middleburycollege/index.asp">Middlebury TIAA-CREF Financial Services web page here</a>.</p>
<p><a href="http://enroll.tiaa-cref.org/middleburycollege/index.asp">http://enroll.tiaa-cref.org/middleburycollege/index.asp</a></p>
<p><strong>What can you do here? Just a few of the options include:</strong></p>
<ul>
<li><a href="http://enroll.tiaa-cref.org/middleburycollege/plan_det_home_930.html">Review fund information and fact sheets for equities, real estate, fixed income, money market, guaranteed and multi-asset investments</a></li>
<li><a href="http://enroll.tiaa-cref.org/Resources/PPC/PDF/PPC_0064800648_930.pdf">Check out the plan performance card</a> (link goes to core plan information)</li>
<li><a href="https://ais4.tiaa-cref.org/perfview/publicview?plan=100495">Compare investment performance</a> (link goes to core plan information)</li>
<li><a href="http://enroll.tiaa-cref.org/middleburycollege/setup_home.html">Set up your portfolio</a></li>
<li><a href="http://enroll.tiaa-cref.org/middleburycollege/tools_home.html">Access calculators and education tools</a> that can help you to create an investor profile worksheet, evaluate your retirement goals, review TIAA-CREF’s online publications, and organize your finances to establish an effective savings strategy</li>
<li><a href="http://enroll.tiaa-cref.org/middleburycollege/faq.html">Review a list of frequently asked questions and answers</a></li>
<li><a href="http://enroll.tiaa-cref.org/middleburycollege/glossary.html">A glossary of terms (pop quiz – what does ERISA stand for?)</a></li>
</ul>
<p>Still have questions? To speak with a customer service representative at TIAA-CREF, call 1.800.842.2776, then enter 0 followed by your Social Security number and you will get to talk to a person. If you wish to schedule an appointment to meet with Erik Moreau, please call 1.866.904.7801 x275142.</p>
<p>Watch for more information about an open meeting on March 29<sup>th</sup>.  Erik will give a live demonstration of the TIAA-CREF website, the Middlebury College micro-site, how to establish your on line access, etc.</p>
<p><strong>This week’s employment snapshot:</strong></p>
<p>There are currently 19 faculty positions, one summer Language School faculty position, 17 external job postings and four internal job postings on the Middlebury College employment opportunities websites.</p>
<p><strong>Employment Quick Links:</strong></p>
<p><strong>Faculty Employment Opportunities:</strong> go/faculty-jobs (on campus), <a href="http://go.middlebury.edu/faculty-jobs">http://go.middlebury.edu/faculty-jobs</a> (off campus)</p>
<p><strong>Summer Language School Faculty Opportunities: </strong>go/ls-faculty-jobs (on campus), <a href="http://go.middlebury.edu/ls-faculty-jobs">http://go.middlebury.edu/ls-faculty-jobs</a> (off campus)</p>
<p><strong>Staff Employment Opportunities:</strong> go/staff-jobs (on campus), <a href="http://go.middlebury.edu/staff-jobs">http://go.middlebury.edu/staff-jobs</a> (off campus)</p>
]]></content:encoded>
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		<title>HR Update: TIAA-CREF One-on-One Counseling with Erik Moreau</title>
		<link>http://sites.middlebury.edu/announcements/2012/01/06/hr-update-tiaa-cref-one-on-one-counseling-with-erik-moreau/</link>
		<comments>http://sites.middlebury.edu/announcements/2012/01/06/hr-update-tiaa-cref-one-on-one-counseling-with-erik-moreau/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 21:07:17 +0000</pubDate>
		<dc:creator>Heather Stafford</dc:creator>
				<category><![CDATA[Midd Blogosphere]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[HR]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[TIAA-CREF]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://sites.middlebury.edu/announcements/?p=2505</guid>
		<description><![CDATA[If you are interested in scheduling an on-campus, one-on-one visit with Erik Moreau, consultant with TIAA-CREF, to discuss your retirement plan investments, he has confirmed dates he will be on campus for the first half of 2012. Please review the &#8230; <a href="http://sites.middlebury.edu/announcements/2012/01/06/hr-update-tiaa-cref-one-on-one-counseling-with-erik-moreau/">Continue reading <span>&#8594;</span></a> <a href="http://sites.middlebury.edu/announcements/2012/01/06/hr-update-tiaa-cref-one-on-one-counseling-with-erik-moreau/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<p>If you are interested in scheduling an on-campus, one-on-one visit with Erik Moreau, consultant with <a href="http://enroll.tiaa-cref.org/middleburycollege/">TIAA-CREF</a>, to discuss your retirement plan investments, he has confirmed dates he will be on campus for the first half of 2012. Please review the schedule below and call Erik’s assistant, Melissa Prunier, at 866.904.7801, ext. 275142, to schedule an appointment. Meetings will be held on the second floor of the Service Building in the rooms indicated.</p>
<ul>
<li>January 12, Room 201</li>
<li>January 24, Room 223</li>
<li>February 14, Room 223</li>
<li>February 22, Room 223</li>
<li>March 8, Room 201</li>
<li>March 29, Room 201</li>
<li>April 10, Room 223</li>
<li>April 18, Room 223</li>
<li>May 10, Room 201</li>
<li>May 24, Room 201</li>
<li>June 7, Room 201</li>
<li>June 26, Room 223</li>
</ul>
<p><strong>This week’s employment snapshot:</strong></p>
<p>There are currently 19 faculty positions, 1 summer Language School faculty position,14 external job postings and 6 internal job postings on the Middlebury College employment opportunities web sites.</p>
<p><strong>Employment Quick Links:</strong></p>
<p><strong>Faculty Employment Opportunities:</strong> go/faculty-jobs (on campus), <a href="http://go.middlebury.edu/faculty-jobs">http://go.middlebury.edu/faculty-jobs</a> (off campus)</p>
<p><strong>Summer Language School Faculty Employment Opportunities:</strong> go/ls-faculty-jobs (on campus), <a href="http://go.middlebury.edu/ls-faculty-jobs">http://go.middlebury.edu/ls-faculty-jobs</a> (off campus)</p>
<p><strong>Staff Employment Opportunities:</strong>  go/staff-jobs (on campus), <a href="http://go.middlebury.edu/staff-jobs">http://go.middlebury.edu/staff-jobs</a>  (off campus)</p>
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		<title>IRS Announces 2012 Plan Contribution and Benefit Limits</title>
		<link>http://sites.middlebury.edu/announcements/2011/12/07/irs-announces-2012-plan-contribution-and-benefit-limits/</link>
		<comments>http://sites.middlebury.edu/announcements/2011/12/07/irs-announces-2012-plan-contribution-and-benefit-limits/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 13:44:09 +0000</pubDate>
		<dc:creator>Heather Stafford</dc:creator>
				<category><![CDATA[Midd Blogosphere]]></category>
		<category><![CDATA[HR]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://sites.middlebury.edu/announcements/?p=2351</guid>
		<description><![CDATA[The Internal Revenue Service announced cost-of living adjustments affecting dollar limitations for pension plans and other retirement-related items for the tax year 2012.   2011 2012 Elective deferrals 403(b) 16,500 17,000 Catch-up contributions for 403(b) plan participants age 50 and &#8230; <a href="http://sites.middlebury.edu/announcements/2011/12/07/irs-announces-2012-plan-contribution-and-benefit-limits/">Continue reading <span>&#8594;</span></a> <a href="http://sites.middlebury.edu/announcements/2011/12/07/irs-announces-2012-plan-contribution-and-benefit-limits/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<p>The Internal Revenue Service announced cost-of living adjustments affecting dollar limitations for pension plans and other retirement-related items for the tax year 2012.</p>
<table border="1" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<td valign="top" width="457"><strong> </strong></td>
<td valign="top" width="96"><strong>2011</strong></td>
<td valign="top" width="85"><strong>2012</strong></td>
</tr>
<tr>
<td valign="top" width="457">Elective deferrals 403(b)</td>
<td valign="top" width="96">16,500</td>
<td valign="top" width="85">17,000</td>
</tr>
<tr>
<td valign="top" width="457">Catch-up contributions for 403(b) plan participants age 50 and over</td>
<td valign="top" width="96">5,500</td>
<td valign="top" width="85">5,500</td>
</tr>
<tr>
<td valign="top" width="457">415 limit on maximum combined employee/employer contributions to defined contribution plans</td>
<td valign="top" width="96">49,000</td>
<td valign="top" width="85">50,000</td>
</tr>
<tr>
<td valign="top" width="457">457(b) elective deferrals</td>
<td valign="top" width="96">16,500</td>
<td valign="top" width="85">17,000</td>
</tr>
<tr>
<td valign="top" width="457">457(b) catch up contribution (subject to age and other restrictions</td>
<td valign="top" width="96">16,500</td>
<td valign="top" width="85">17,000</td>
</tr>
<tr>
<td valign="top" width="457">Annual compensation limit for retirement program purposes</td>
<td valign="top" width="96">245,000</td>
<td valign="top" width="85">250,000</td>
</tr>
<tr>
<td valign="top" width="457">Social Security wage base</td>
<td valign="top" width="96">106,800</td>
<td valign="top" width="85">110,100</td>
</tr>
<tr>
<td valign="top" width="457">Medicare wage base</td>
<td valign="top" width="96">No limit</td>
<td valign="top" width="85">No limit</td>
</tr>
</tbody>
</table>
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		<title>Farewell Rich</title>
		<link>http://sites.middlebury.edu/lis/2010/06/23/farewell-rich/</link>
		<comments>http://sites.middlebury.edu/lis/2010/06/23/farewell-rich/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 01:19:15 +0000</pubDate>
		<dc:creator>Elin Waagen</dc:creator>
				<category><![CDATA[Midd Blogosphere]]></category>
		<category><![CDATA[Areas and Workgroups]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://sites.middlebury.edu/lis/?p=23507</guid>
		<description><![CDATA[Thanks to Rich Church for many years of service and many miles of books shelved.
Tomorrow, Thursday June 24th is Rich&#8217;s last day of work in LIS. At his request, we are not organizing an official send-off, but he&#8217;ll be around all morning if you want to stop by to wish him well before he hits [...] <a href="http://sites.middlebury.edu/lis/2010/06/23/farewell-rich/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
				<content:encoded><![CDATA[<p><a href="http://sites.middlebury.edu/lis/files/2010/06/retirement2.jpg"><img src="http://sites.middlebury.edu/lis/files/2010/06/retirement2.jpg" alt="" title="retirement2" width="150" height="100" class="alignleft size-full wp-image-23508" /></a>Thanks to Rich Church for many years of service and many miles of books shelved.<br />
Tomorrow, Thursday June 24th is Rich&#8217;s last day of work in LIS. At his request, we are not organizing an official send-off, but he&#8217;ll be around all morning if you want to stop by to wish him well before he hits the trail in search of new adventures. </p>
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