We’ve all had an ‘aha’ moment, when it comes to money. Oftentimes, that moment is met with frustration and stress because it tells us that something needs to change in our lives. And taking action can be hard.
For some, the ‘aha’ moment is more of an “oh no!” moment that comes when they stare at their bank account balances or their credit card statements. It could be arguing with a spouse while waving an overdue bill in the air. Or maybe it stems from the envy of seeing braggadocious social media pictures where your friends boast about how they have so much fun traveling and shopping.
It doesn’t always have to be negative. A lot of the time, that revelation can be a great thing. It could be something you saw on TV about the importance of creating college savings accounts for your kids or the importance of a will for your family. It could be attending a friend’s party and seeing how amazing homeownership can be. Or even letting out a long sigh as you sit on the beach during vacation because you did such a great job of saving for the last 12 months. (Cheers to you!)
And if we’re lucky enough, that ‘aha’ moment happens to be a friend, a coworker, or a family member’s folly, and we are smart enough to learn from their mistakes. Maybe it’s a friend who just lost her job and her house, and is struggling to stay afloat. Perhaps it’s a coworker who just got stuck with a medical bill for which he has no emergency savings. Maybe it’s an older relative who thinks he will never retire because he never put money into a 401k when he was younger. In these instances, ‘aha’ moments are positive because we can proactively take action before the same thing happens to us.
While ‘aha’ moments can be both good and bad, long and short, stressful and reassuring – how you plan and react to them is what counts.
Hopefully, you are reading this because you have chosen the path of taking action rather than burying your head in the sand. If you have had your ‘aha’ moment – congratulations! We are glad you found us, and we are thrilled to help.
At MSA, we like to think of ‘aha’ moments as very positive even if they might not seem that way initially. Our goal is to help you deal with ‘aha’ moments, plan for them, and turn them into positive experiences with one-on-one Money Coaching, accountability, and guilt-free guidance. Together we can make the best of your ‘aha’ moments – let us show you how. Start working with a Money Coach today at 888-724-2326.