Tag Archives: Benefits

Important Tax Information

As you prepare to file your 2016 income taxes, you may be asked about a form called Form 1095-C. The Affordable Care Act requires employers to furnish Form 1095-C to current and past employees who were covered in the employer sponsored medical plan for all or any portion of the tax year. In November of 2016, the IRS extended this year’s deadline for employers to furnish to employees the Form 1095-C from January 31st to March 2, 2017.

Please be aware that the extension to employers should not impact or delay a tax filer’s ability to file their income taxes as usual. Individual income tax-filers are not required to submit Form 1095-C when they file their taxes this year.  When the form does arrive (around March 2nd), be sure to keep the form with your personal tax records as documentation.

You may need to know the answers to a few basic questions when preparing your return:

  • Does Middlebury’s plan meet the minimum essential coverage criteria as mandated by the Affordable Care Act?   Yes it does.
  • Were you covered for all 12 months of the year? Each employee should know the answer to this.

If you have any questions, feel free to reach out to the Benefits Department in Human Resources at 802-443-3372.

Here are several links to the IRS website where more information on this topic can be found:

https://www.irs.gov/Affordable-Care-Act/Individuals-and-Families/Individual-Shared-Responsibility-Provision

https://www.irs.gov/Tax-Professionals/ACA-Information-Center-for-Tax-Professionals

Benefits Open Enrollment Coming Soon

open-ePlease mark your calendars – the annual open enrollment period for Middlebury’s health and welfare benefit plans will be held from November 1st through the 14th.  All benefits-eligible employees are required to complete the on-line process during this window so please watch your email on November 1st for instructions and benefit details.  If you will be out of town and will not have access to the internet during the open enrollment period please contact Human Resources at 802-443-5465 before November 1st to make alternate enrollment arrangements.  Meanwhile, to reduce pressure on yourself during the open enrollment period consider beginning the process of estimating your flexible spending account elections now, so that you are ready to go when open enrollment starts.

–Cheryl Mullins

Flu Vaccines

HR doorThe following applies to all members of the Middlebury College Health Plan, employees and dependents alike.

We are pleased to announce that our prescription plan will cover flu vaccines at a $0 co-pay for employees enrolled in Middlebury College’s medical insurance plan.  To take advantage of this $0 co-pay program, employees can choose from any of the following options:

  1. Visit any of the participating pharmacies in the Magellan network (here is a link to participating pharmacies in VT and CA), and present your CBA Blue ID Card to receive the vaccine for a $0 co-pay.
  2. If you choose to visit a non-participating pharmacy, you can still receive the vaccine. You will be required to pay full cost at the time of administration; however, request an itemized receipt to submit the claim directly to CBA Blue for 100% reimbursement from the medical plan.
  3. Visit a Blue Cross/Blue Shield doctor. The doctor’s office will submit the claim directly to CBA Blue, and the claim will be paid 100% from the medical plan.
  4. If you choose to visit an out-of-network doctor, you can still receive the vaccine. You will be required to pay full cost at the time of administration; however, request an itemized receipt to submit the claim directly to CBA Blue for 100% reimbursement from the medical plan.

Since there are many convenient and free ways to get a flu shot, Middlebury will not be hosting on-site clinics for employees this year.  We encourage you to take advantage of the $0 co-pay program today.

Please feel free to contact Franklin Daniel fdaniel@middlebury.edu or Nancy Lindberg nlindberg@middlebury.edu at 802-443-3372 with any questions.

Open Meetings

cignaIn November, Cigna will hold a series of open meetings (on each campus) in which they will present information on topics such as: how to access services, network coverage, switching mail order prescriptions, technology offerings, etc. Meetings will include ample time for questions from the audience. These group meetings will be offered at:

Middlebury, Wilson Hall, McCullough Student Center
Day Date Session 1 Session 2
Tuesday 11/01 8:30 – 10:00 AM 12:00 – 1:30 PM
Thursday 11/03 12:00 – 1:30 PM 2:30 – 4:00 PM
Tuesday 11/08 12:00 – 1:30 PM 2:30 – 4:00 PM
Thursday 11/10 8:30 – 10:00 AM 12:00 – 1:30 PM

Monterey, McCone Boardroom
Day Date Session
Tuesday 11/01 1:30 – 3:00 PM
Thursday 11/03 9:00 – 10:30 AM
Tuesday 11/08 10:00 – 11:30 AM
Thursday 11/10 2:00 – 3:30 PM

 

Reminder: One on One Meetings
Please keep in mind that representatives from Cigna will be visiting both the Middlebury and Monterey campuses several times through the Fall and Winter months. On-site visits are reserved for private, one-one-one meetings between employees and a Cigna representative.  If you have a question about your medical or dental benefits please make an appointment to speak with our local representative at:

Middlebury
http://www.signupgenius.com/go/4090e4cadac2babf49-cigna2

Monterey
http://www.signupgenius.com/go/4090e4cadac2babf49-cigna1

 

YOU ASKED, WE DELIVERED!

cignaMore one-on-one sessions with a Cigna representative are available in Middlebury through January 2017. Please make an appointment with a trained professional to get answers to your questions by visiting: http://www.signupgenius.com/go/4090e4cadac2babf49-cigna2

 

Monterey appointments are still available on: 10/12, 10/20 and 10/26. Please schedule a MIIS appointment at: http://www.signupgenius.com/go/4090e4cadac2babf49-cigna1

 

SAVE THE DATE: During November, Cigna will hold a series of open meetings (on each campus) in which they will present information on topics such as: how to access services, network coverage, switching mail order prescriptions, technology offerings, etc. Meetings will include ample time for questions from the audience. These group meetings will be offered at various times on November 1st, 3rd, 8th, and 10th; specific meeting times and room locations will be announced as we get closer to Open Enrollment.  We hope to see you there!

TIAA Webinars: New Programs on Retirement Readiness

TIAA plan sponsor webinar lineup offers you even more insights and solutions via live, interactive Q&A’s with experienced subject matter experts. You can register for upcoming titles and/or be able to access topic-specific resources and on-demand presentations after the webinars with TIAA’s resource page: http://tiaa.org/ve .

Here’s a sneak peek at the Fall lineup:

tiaa-webinars-2016_page_1