There are several important benefits changes for 2020. You are encouraged to review the information in your 2020 Benefits Enrollment Guide to make the best choices for you and your family. Middlebury College is proud to offer an extremely competitive benefits package. We want you to get the most out of your benefits!
You are encouraged to take advantage of the opportunity for a one-on-one meeting with a Hodges-Mace counselor – either in person or by phone.
On-Site Open Enrollment Support – November 1-15, 2019
****Making your appointment early gives you more time slot options****
Click one of the links below to sign up for a counseling session – either in person (on campus) or by phone:
On Campus (for in-person appointment on Middlebury or MIIS campus)
A little preparation will go a long way in making the most of your 30-minute enrollment appointment with Hodges-Mace. Please click on link above for a list of questions to assist you in preparing for your meeting.
RESCHEDULING YOUR APPOINTMENT:
Once an appointment is scheduled, you will receive a link and confirmation number via email. If you would like to reschedule an appointment, you can click on the link, provide the confirmation number, and it will take you to a page where you can reschedule their appointment.
Visit the Open Enrollment webpage for more information, past communications, a percent of income calculator, the 2020 Benefits Enrollment Guide, as well as recording of the open meetings.
National Retirement Security Week is this month and TIAA’s live webinars feature topics to help you plan for your financial goals.
Special Topic: Making gifts to loved ones and charities
You can help to
maximize the value of your life’s work and help take care of your survivors and
philanthropic causes with a little planning. This webinar will review basic
strategies for giving to individuals and charities during your lifetime, as
well as legacy planning. October 15 at 12 p.m. (ET)
Special Topic: Understanding Health Savings Accounts (HSA’s)
You may know about the tax advantages of contributing to a
Health Savings Account (HSA), but did you know that HSAs are also a way to save
for health care in retirement? This webinar will help you understand some
aspects of HSAs including how they help account owners to pay for current
health care expenses and save for those in the future. October 16 at 12 p.m.
Special Topic: Market-proof your retirement*
In retirement—and the
years leading up to it—protecting your savings becomes just as important as
growing it. Join us to learn how to create your own personal pension with TIAA
Traditional, offered by Teachers Insurance and Annuity Association of America
(TIAA).** October 16 at 3 p.m. (ET)
Special Topic: Quarterly economic and market update
TIAA’s Chief Investment Strategist will discuss economic and
market developments that may impact your retirement savings strategy. October
17 at 12 p.m. (ET)
Within Reach: Transitioning from career to retirement
You can plan ahead to help make the most out of your
retirement—from paying yourself to allowing for taxes, healthcare and estate
planning wishes. October 17 at 3 p.m. (ET)
Special Topic: Help protect you, your family and your money
Are you concerned
about identity theft and your family’s security online? Learn about measures to
help prevent identity theft by securing your personal information on websites,
social media and mobile apps, and how to conduct online financial transactions
safely. October 22 at 12 p.m. (ET)
Money at Work 2: Sharpening investment skills
Feel more secure in your savings strategy by verifying
you’re on the right track. And if you’re off track, know what adjustments you
need to make. Learn how to plan your investments and hold on to as much of your
nest egg as possible. October 22 at 3 p.m. (ET)
Special Topic: Understanding Medicare
Paying for healthcare
in retirement is a critical part of financial planning, and it is important to
understand how Medicare operates and what choices you have. This webinar will
review aspects of Medicare including eligibility and what plans are available
to you. October 23 at 12 p.m. (ET)
Start to Finish: The early career woman’s guide to financial
When women are starting their careers, there’s a lot to
consider—career goals, job satisfaction, achieving a work/life balance. But
it’s important to also consider retirement. Discover how establishing a plan
now can help establish your financial future. October 23 at 3 p.m. (ET)
Special Topic: The 411 on 529 college savings plans
You can learn all about how 529 college savings plans work
and how to invest in one for a child, grandchild, yourself or other loved one.
October 24 at 12 p.m. (ET)
Tomorrow in Focus:
Saving for your ideal retirement Find out how retirement savings, planning and the real benefit of time are essential features of retirement investments. October 24 at 3 p.m. (ET)
Special Topic: Planning for retirement—The why, what and how
This webinar will discuss the challenges and risks people
face in retirement, and how good planning can address them. October 31 at 3
Attend any event and give MSA a (like) on FACEBOOK to get entered into the $25 raffle.
Winners contacted via email.
Tuesday, September 10th 12:00 pm -1:00 pm EDT or 3:00 pm – 4:00 EDT Why should estate planning be on your to-do list? How do you even get started? Join our webinar to learn about the steps involved and how you can use estate planning to care for your loved ones. Register on line.
Thursday, September 26th 12:00 pm -1:00 pm EDT or 3:00 pm – 4:00 EDT Whether college is soon or far in the future, we’ll help you get better prepared to fund your savings goals as we review scholarships, grants, college savings accounts, loans, and the FAFSA. Register on line
In retirement—and the years leading up to it—protecting your savings becomes just as important as growing it. Join us to learn how to create your own personal pension with TIAA Traditional, offered by Teachers Insurance and Annuity Association of America (TIAA). September 12 at 3 p.m. (ET)
Special Topic: Asset Location—A practical guide for income and estate planning
We often think about our investments in terms of how much we should invest in stocks or bonds or other investments so that we can achieve the greatest return according to our own risk tolerance, goals and time frame. Equally as important is where those assets are located to maximize the benefits of different account types—usually to minimize taxes. Learn about how the location of your assets may impact your retirement income and your beneficiaries. September 17 at 12 p.m. (ET)
She’s Got It: A woman’s guide to saving and investing
You can discover saving and investing strategies developed especially for women and how you can put them into action. September 17 at 3 p.m. (ET)
Money at Work 2: Sharpening investment skills
Feel more secure in your savings strategy by verifying you’re on the right track. And if you’re off track, know what adjustments you need to make. Learn how to plan your investments and hold on to as much of your nest egg as possible. September 18 at 12 p.m. (ET)
The Starting Line: Beginning to save for retirement
You can learn how to evaluate and manage debt, find additional ways to save, create a budget and begin to plan for retirement. September 18 at 3 p.m. (ET)
Special Topic: An Introduction to Alternative Investments—Real Estate
Learn about the role of real estate investments in a retirement portfolio and an introduction to the TIAA Real Estate Account. September 19 at 12 p.m. (ET)
Healthy Numbers: Integrating healthcare into your retirement plan
You can learn and plan for the cost of healthcare in retirement, including supplemental insurance, and the real benefits and costs of Medicare. September 19 at 3 p.m. (ET)
TIAA is scheduled to deliver important information about your retirement plan(s) via email and we are writing to remind you that the message may be diverted to your Clutter box. As you may already know, with Clutter, the email server keeps track of the email you read and the ones you don’t. Once you turn it on, as new email comes in, it takes messages you’re most likely to ignore and puts them into the “Clutter” folder. In order to efficiently provide employees with accurate and up-to-date information and to remain compliant with our annual participant fee disclosure responsibilities regulated by the Department of Labor, we ask that you follow the following steps:
You can turn Clutter off (or)
You can “train” clutter that TIAA emails are not clutter.
To “train” your Clutter, look in the Clutter folder and drag the TIAA email from your Clutter folder to your Inbox. Moving an email in or out of the Clutter folder from any of your devices is enough to give the signal to the Clutter system that an item from TIAA is or isn’t Clutter.
This August TIAA is offering 7 informative live webinars covering a wide variety of topics, including: a retirement checkpoint, market-proof your retirement, a woman’s guide to saving and investing, demystifying insurance, strategies for staying on track, and transitioning to retirement Read more….
Special Topic: All about IRAs: August 13 at 12 p.m. (ET)
learn the facts on IRAs, how an IRA may help you meet your retirement savings
goals and which one may be right for you.
There: A retirement checkpoint: August 13 at
3 p.m. (ET)
yourself a mid-career financial checkup to evaluate your current savings,
formulate a plan to help pursue your savings goals and manage competing
Topic: Market-proof your retirement*: August 14 at 12 p.m. (ET)
retirement—and the years leading up to it—protecting your savings becomes just
as important as growing it. Join us to learn how to create your own personal
pension with TIAA Traditional, offered by Teachers Insurance and Annuity
Association of America (TIAA).**
from the Future: A woman’s guide to saving and investing: August 14 at
3 p.m. (ET)
Fewer years in the workforce. Longer life spans. Women saving
for retirement face unique challenges. You can learn what it takes to overcome
these challenges and help make your retirement dreams come true on schedule.
Topic: Demystifying life insurance: August 15 at 12 p.m.
insurance can play a critical role in your financial plan. You can learn how
much you may need, what types exist, how much you can afford and much more.
Topic: Strategies for staying on track: August 15 at 3 p.m. (ET)
No matter how much or how little money you can save for
retirement, it’s important that you start now and stay invested for your
future. You can learn how taking smart financial steps today may help lead you
to a solid financial future after you’ve stopped working.
Within Reach: Transitioning from career to retirement: August 19 at
3 p.m. (ET)
You can plan
ahead to help make the most out of your retirement—from paying yourself to
allowing for taxes, healthcare and estate planning wishes.
help? It’s quick. It’s easy.
It matters. And it’s at no cost to you!
This July TIAA is offering 7 informative live webinars covering a wide variety of topics, including: social security strategies for married couples, financial guidance for women, saving for retirement, investing, and more. Click on the “Read More” link below to see the full event listing as well as registration details. Read more….
Special Topic: Social
Security strategies for married couples July 16 at 12 p.m. (ET)
Married couples can take advantage of some strategies
that may help to increase lifetime Social Security benefits. You can learn the
basics about spousal benefits, understand the many variables involved in
claiming strategies and how married couples can boost their benefits by
coordinating the timing of their claims.
Charting Your Course: A financial
guide for women July
16 at 3 p.m. (ET)
Women can face unique financial challenges. You can
discover tailored approaches to saving for retirement and tips to make your
money work hard.
Tomorrow in Focus: Saving for your ideal
17 at 12 p.m. (ET)
Find out how retirement savings, planning and the real
benefit of time are essential features of retirement investments.
Money at Work 1: Foundations of
17 at 3 p.m. (ET)
Discover how you can manage risk versus reward, as
well as understand the role of investing and managing risks, ways to help
accelerate savings and tools that can help sustain a portfolio.
Quarterly economic and market update July 18 at 12 p.m. (ET)
TIAA’s Chief Investment Strategist will discuss
economic and market developments that may impact your retirement savings
Debt consolidation and understanding the mortgage process July 18 at 3 p.m. (ET)
Discover how to manage and consolidate debt, and get a primer to help make the mortgage process easier to navigate.
Planning for Retirement: The Why,
What, and How July
23rd, 12 p.m. to 1 p.m. (ET)
Join us for a webinar discussing the challenges and
risks people face in retirement, and
how good planning can address them.
Want help? It’s quick.
It’s easy. It matters. And it’s
at no cost to you!