Author Archives: Franklin Ford Daniel

About Franklin Ford Daniel

Franklin Ford Daniel, a Benefits Specialist at Middlebury College, enjoys the administration of the College's retirement plans and other benefits. Franklin's currently fired up with the Certified Benefits Professional training to comply with U.S. legal and regulatory requirements and integrate benefits programs with business strategy and design. Prior to joining Middlebury, Franklin was a benefits analyst at Service Employees International Union. Before his benefits administration career, Franklin spent his days in the soccer field as a semi-professional soccer player with the NJ Nationals and Cape Cod Crusaders. Follow @franklindaniel_ on Twitter.

FLEXIBLE SPENDING ACCOUNT SEMINARS REMINDER

There will be open information sessions on October 23rd and 24th for employees to learn more about Flexible Spending Accounts.  The presentations will be available via WebEx. Limited space is available for those in Vermont who prefer to participate in person. Please register in Google Forms.

Monday, October 23: 2:00 PM – 3:00 PM EDT
Location: Davis Library 201 or to access the meeting virtually please see below
Information Session. Benefits eligible employees unfamiliar with the flexible spending plans may attend this session to learn about health and dependent care flexible spending accounts.

WebEx: Please join my meeting from your computer, tablet or smartphone.
https://global.gotomeeting.com/join/580093021
You can also dial in using your phone.
United States: +1 (872) 240-3212, Access Code: 580-093-021


Tuesday, October 24
: 3:00 PM – 4:00 PM EDT
Location: Sunderland Room 122 or to access the seminar virtually please see below
Workshop, for existing enrollees.  This is a hands-on workshop to learn how to log on, navigate, and submit claims via the portal or the mobile app.

WebEx: Please join my meeting from your computer, tablet or smartphone.
https://global.gotomeeting.com/join/877105533
You can also dial in using your phone.
United States: +1 (786) 535-3211, Access Code: 877-105-533

If you have questions about your 2017 Flexible Spending Accounts, feel free to reach out to customer service at MyCafeteriaPlan at (937) 865-6500 or toll free at (800) 865-6543.  You may also contact Nancy Lindberg or Franklin Daniel in Human Resources at 802-443-3372.

For more information about Middlebury’s flexible spending benefits, please visit http://www.middlebury.edu/offices/business/hr/staffandfaculty/benefits/flex

Benefits Open Enrollment Coming Soon!

 Please mark your calendars – the annual open enrollment period for Middlebury’s health and welfare benefit plans will be held from November 1st through the 14th. All benefits-eligible employees are required to complete the on-line process during this window so please watch your email on November 1st for instructions and benefit details.  If you will be out of town and will not have access to the internet during the open enrollment period please contact Human Resources at 802-443-3372 before November 1st to make alternate enrollment arrangements.  Meanwhile, to reduce pressure on yourself during the open enrollment period consider beginning the process of estimating your flexible spending account elections now, so that you are ready to go when open enrollment starts.

-Benefits Team

Flexible Spending Account Seminars – Save the Date!

There will be open information sessions in late October for employees to learn more about Flexible Spending Accounts.  The presentations will be available via WebEx.  Please find the dates, times and virtual log-on instructions below. For those in Vermont who would prefer to participate in-person, location details will be provided in the next MiddPoints.

 

Monday, October 23: 2:00 PM – 3:00 PM EDT
Information Session. Benefits eligible employees unfamiliar with the flexible spending plans may attend this session to learn about health and dependent care flexible spending accounts.

WebEx: Please join my meeting from your computer, tablet or smartphone.
https://global.gotomeeting.com/join/580093021
You can also dial in using your phone.
United States: +1 (872) 240-3212, Access Code: 580-093-021


Tuesday, October 24
: 3:00 PM – 4:00 PM EDT
Workshop, for existing enrollees.  Learn how to log on, navigate, and submit claims via the portal or the mobile app.

WebEx: Please join my meeting from your computer, tablet or smartphone.
https://global.gotomeeting.com/join/877105533
You can also dial in using your phone.
United States: +1 (786) 535-3211, Access Code: 877-105-533

 

If you have questions about your 2017 Flexible Spending Accounts, feel free to reach out to customer service at MyCafeteriaPlan at (937) 865-6500 or toll free at (800) 865-6543.  You may also contact Nancy Lindberg or Franklin Daniel in Human Resources at 802-443-3372.

For more information about Middlebury’s flexible spending benefits, please visit http://www.middlebury.edu/offices/business/hr/staffandfaculty/benefits/flex

 

 

 

 

Retiring Soon?

If you are considering whether (or when) to move on to the post-work phase of your life it is very likely that you have many questions. For example, you may be wondering:

  • What will happen with my retirement account when I retire? Can someone explain the options I will have for retirement plan distributions? Could I get an estimate of how much income I might expect to receive from my retirement account, post-retirement? How long after retirement will I have to wait before I begin receiving my retirement benefits?
  • Will I be able to remain on Middlebury’s medical/dental/vision plans post-retirement? Will I be able to cover my dependents? How much will it cost? Are there other health coverage options I should consider?
  • Do I have to apply for Medicare A? Medicare B? Medicare D? If so, when?
  • How far in advance of retirement should I contact the Social Security Administration?
  • What will happen with my CTO and SLR balances when I retire? Can I use my accumulated CTO balance to extend my retirement date past the date I will actually stop working?
  • I still have a child in college; if I retire will he still be eligible for the dependent tuition benefit?
  • How much notice should I give my manager? What is the process to formally initiate a retirement?
  • Could phased retirement or a transitional retirement plan be right for me? What is involved in pursuing such an option?
  • Would I be eligible to work at Middlebury part-time after I retire? Would doing so have any implications for my ability to draw funds from my retirement plan?
  • Will I still be eligible for Middlebury’s recreational discounts such as Snowbowl, Rikert and the golf course? Are there other perks that come with retirement?
  • Work has been a huge part of my life for decades and I’m concerned about the social and emotional aspects of retiring. Are resources available to help me?

My name is Franklin Daniel and I am Middlebury’s Retirement and Benefits Specialist. Whether you have definite plans to retire in the near future or are just starting to consider the possibility of retiring down-the-road I would welcome the opportunity to meet with you (and your spouse/partner, if you so choose). We can discuss the topics above as well as any other retirement questions/concerns you may have, and I can help connect you with other resources who will be able to assist you with your pre-retirement planning. If the time is right for you to begin gathering information about retiring from Middlebury please make an appointment by calling me at extension 5755 or emailing me at fdaniel@middlebury.edu. I look forward to meeting you!

Flexible Spending Accounts: It’s Time to Check Your Calendar Year Progress!

Have you logged in to your flex spending portal lately?  Here are some good reasons why you should:

  • All correspondence regarding your flex account is posted virtually to your portal. If you log in, you can review your account, including any requests for substantiation.  Please pay particular attention to notifications warning that your Benny card may be suspended if you fail to substantiate your claims in a timely manner;
  • You will be able to monitor the status of claims and anticipated reimbursements;
  • You can electronically upload scanned or photographed provider invoices or Explanations of Benefits for claims substantiation;
  • You can stay up-to-date on your year-to-date usage and fund availability;
  • You can set-up direct deposit to your bank account for reimbursement requests;
  • You can access useful information and tips.

If you have questions or need assistance, please contact myCafeteriaPlan Customer Service Department at 1-800-865-6543.

As you are aware, flexible spending account rules require that a participant’s 2017 election may only be used for dates of service in 2017.  Unused funds will be subject to forfeiture.* The last quarter of 2017 is quickly approaching, so please take some time to log in to your flexible spending account portal and monitor your progress.

(*Health FSAs allow up to $500 of unused funds to rollover to the next calendar year.) 

To log-in, click here: https://myaccount.mycafeteriaplan.com/Login.aspx?ReturnUrl=%2f

First time logging in? Click here for instructions: http://www.middlebury.edu/system/files/new_user_login_information_extended.pdf

 

– Nancy Lindberg

CIGNA CONFERENCE CALL APPOINTMENTS IN SEPTEMBER

cigna

Employees may schedule a conference call with a Cigna Representative to discuss their medical and/or dental coverage by visiting the link below and completing a form confirming a date and time. Please be sure to leave the best phone number where a Cigna Representative can reach you.

http://www.signupgenius.com/go/4090e4cadac2babf49-cigna4

TIAA ONE-ON-ONE COUNSELING SESSIONS WITH ERIK MOREAU

tiaa_logo

September – December, 2017

  • Thursday September 7, Davis Library 150D
  • Tuesday September 12, Davis Library 150D
  • Tuesday October 3, Davis Library 150D
  • Thursday October 19, Davis Library 150D
  • Wednesday October 25 , Davis Library 150D
  • Tuesday November 7, Davis Library 150D
  • Thursday November 16, Davis Library 150D
  • Tuesday November 28, Davis Library 150D
  • Thursday December 7, Davis Library 150D
  • Wednesday December 13, Davis Library 150D
  • Thursday December 21, Davis Library 150D

To schedule an appointment with Erik Moreau, please call the Field Support Team at (800) 732-8353, M-F 8am – 8pm (EST).