Author Archives: Franklin Ford Daniel

About Franklin Ford Daniel

Franklin Daniel, a Human Resources Professional at Middlebury College, enjoys the administration of the College's retirement plans and other benefits. He is a member of WorldatWork Society of Certified Professionals where he earned the Certified Benefits Professional designation, trained to comply with U.S. legal and regulatory requirements and integrate benefits programs with business strategy and design. Prior to joining Middlebury College, Franklin started his career with the Service Employees International Union holding various roles where his professional training started in the field of employee benefits. Before his human resources career, Franklin spent his days in the soccer field as a professional soccer player with the NJ Nationals and Club Atlético Banfield (Argentina). He also spent a year working as a barista in a seedy Parisian cafe in Greenwich Village, which he still considers his most challenging job to date. He holds a B.A. from the University of Rhode Island. Outside the office, he can be found walking his Newfoundland, coaching and playing soccer and his perennial dream to explore and photograph New York City's backstreets on his motorcycle. Follow @franklindaniel_ on Twitter.

Retirement Transitions

Individuals who end employment after having worked for Middlebury in a benefits-eligible status for a minimum of ten years past the age of forty-five qualify as “Middlebury Retirees”.


Name Type Retirement Date Department
James Schamber Staff 3/23/2018 Public Safety
Mary Backus Staff 4/3/2018 Information Technology Services
Lisa Ayers Staff 4/20/2018 Events Management
Christopher Ayers Staff 4/20/2018 Facilities Services
Cheryl LeBlanc Staff 5/4/2018 Student Financial Services




April– June, 2018

  • Tuesday April 3, Marble Works, 152 Maple Street, Suite 203
  • Thursday April 12, Davis Library, Room 150D
  • Thursday April 19, Davis Library, Room 150D
  • Tuesday May 1, Davis Library, Room 150D
  • Wednesday May 9 , Davis Library, Room 150D
  • Thursday May 17, Marble Works, 152 Maple Street, Suite 203
  • Tuesday May 22, Davis Library, Room 150D
  • Tuesday June 5, Davis Library, Room 150D
  • Wednesday June 13 Marble Works, 152 Maple Street, Suite 203
  • Thursday June 21, Davis Library, Room 150D

To schedule an appointment with Erik Moreau, please call the Field Support Team at (800) 732-8353, M-F 8am – 8pm (EST) or register for one of the sessions at .

Retiring Soon?

If you are considering whether (or when) to move on to the post-work phase of your life, it is very likely that you have many questions. For example, you may be wondering:

  • What will happen with my retirement account when I retire? Can someone explain the options I will have for retirement plan distributions? Could I get an estimate of how much income I might expect to receive from my retirement account, post-retirement? How long after retirement will I have to wait before I begin receiving my retirement benefits?
  • Will I be able to remain on Middlebury’s medical/dental/vision plans post-retirement? Will I be able to cover my dependents? How much will it cost? Are there other health coverage options I should consider?
  • Do I have to apply for Medicare A? Medicare B? Medicare D? If so, when?
  • How far in advance of retirement should I contact the Social Security Administration?
  • What will happen with my CTO and SLR balances when I retire? Can I use my accumulated CTO balance to extend my retirement date past the date I will actually stop working?
  • I still have a child in college; if I retire will he/she still be eligible for the dependent tuition benefit?
  • How much notice should I give my manager? What is the process to formally initiate a retirement?
  • Could phased retirement or a transitional retirement plan be right for me? What is involved in pursuing such an option?
  • Would I be eligible to work at Middlebury part-time after I retire? Would doing so have any implications for my ability to draw funds from my retirement plan?
  • Will I still be eligible for Middlebury’s recreational discounts such as Snowbowl, Rikert and the golf course? Are there other perks that come with retirement?
  • Work has been a huge part of my life for decades and I’m concerned about the social and emotional aspects of retiring. Are resources available to help me?

My name is Franklin Daniel and I am Middlebury’s Retirement and Benefits Specialist. Whether you have definite plans to retire in the near future or are just starting to consider the possibility of retiring down-the-road, I would welcome the opportunity to meet with you (and your spouse/partner, if you so choose). We can discuss the topics above as well as any other retirement questions/concerns you may have, and I can help connect you with other resources who will be able to assist you with your pre-retirement planning. If the time is right for you to begin gathering information about retiring from Middlebury, please make an appointment by calling me at extension 5755 or emailing me at I look forward to meeting you!


The Affordable Care Act requires employers to furnish Form 1095-C to current and past employees who were covered in the employer sponsored medical plan for all or any portion of the tax year 2017. This year’s deadline for employers to furnish form 1095-C to employees was March 2, 2018.  Please check your mailboxes since they should have arrived by now.  

When you receive the form, please check it carefully to be sure it accurately reflects your medical coverage, including any dependents who may have been covered in your plan during calendar year 2017.   If you have any questions, please contact Franklin Daniel or Nancy Lindberg in Human Resources, 802-443-3372.


If you participated in a flexible spending account in 2017, please remember that any medical or dependent care FSA claims incurred through December 31, 2017 should be filed for reimbursement before March 31, 2018. While at this point in time you can no longer use your FSA debit card for 2017 claims, you may upload your claims by visiting the website or mobile app. You may also submit your claim(s) via mail or fax by using the claim form. After March 31st, 2018, participants will forfeit any unclaimed 2017 health and dependent care balances. We strongly suggest contacting myCafeteria Plan at 1-800-865-6543, M-F 8am – 8pm (EST) to verify how much you have left to claim for 2017 since rollovers up to $500 have already been added to your 2018 account balances.

You should also make sure you have completed all substantiation requests in order avoid serious tax consequences.  For assistance with substantiation, please contact customer service at 1-800-865-6543, M-F 8am-8pm (EST).

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