Author Archives: Jason Cable

My Secure Advantage Update/Webinar

Human Resources is pleased to report that the new “My Secure Advantage” (MSA) financial wellness program which is offered in partnership with E4 (our Employee and Family Assistance Program) got off to a remarkably successful first month: between January 4th and the 31st 46 benefits-eligible Middlebury employees enrolled themselves in the program! And the initial feedback we have received from those using the Money Coaching program has been overwhelmingly positive!  According to MSA, the top three areas of interest for Middlebury participants have been: debt reduction, retirement planning and budgeting.  Might you be interested in those or other money-related topics, too?    Whether you are suffering from financial stress or have some extra cash and are in a position to do some financial planning consider joining your “early adopter” colleagues and  taking advantage of what MSA can offer.  Please consider consulting with a Money Coach (888-724-2326) or joining MSA for a live financial webinar later this month (see signup information below).

YOUR FREE FINANCIAL FORUM – Feb. 24th
Many members have asked that we continue our Financial Forum Series. We are happy to announce that we have scheduled a Financial Forum for each quarter of 2016. As usual, our panelists will address questions ranging from debt and budgeting, to investments and retirement. Since we are in the middle of tax season, we will also have a member of our tax team available to answer your tax-related questions. Submit a question when you register, then log into the webinar on February 24th to hear our panel address questions and concerns from people across the country.

9am PST SIGNUP
12pm PST SIGNUP

MEET: Dave Jiru
35+ years’ experience in the financial services industry – Dave is a former Registered Rep. with the NASD and had Series 24, 7, 63 and 65 securities licenses. Dave manages the MSA Financial Ed. Dept. and is a frequent presenter of classes and seminars nationwide

MEET: Barbara Quan
Barbara has worked in financial services since 2001 as a loan officer for several mortgage firms, and she holds a California Real Estate License. She is a Certified Credit Counselor. She is bilingual in English and Spanish.

MEET: Donna Shackel
38+ years’ experience in tax and financial services – Donna is an EA and former IRS tax representative. She spent 10 years teaching tax law for both the IRS and California Tax Education Council. She is also a Certified Credit Counselor.

MAKE FINANCES A PRIORITY. SIGN UP FOR THE MSA NEWSLETTER TODAY.

The Week’s Headlines

Here are the week’s headlines from the News Room:

Mid-year Graduates Honored at Feb Celebration

Learning To Think Like a Lawyer

Professor Pundits: The Iowa Takeaway

Celebration for Mid-year Graduates Set for Saturday, February 6

Shakespeare First Folio Exhibition Opens Feb. 2

Longtime Baseball Coach Bob Smith to Retire at Conclusion of 2016 Season

View past stories by visiting the News Room page.

HR Update: This Week’s Employment Snapshot

There are currently 16 faculty positions, 43 external job postings (regular, on-call and temporary), and 5 internal job postings on the Middlebury employment opportunities web sites.

Employment Quick Links:

Faculty Employment Opportunities: http://www.middlebury.edu/academics/administration/prospective_faculty/employment

Staff Employment Opportunities: go/staff-jobs (on campus), http://go.middlebury.edu/staff-jobs (off campus)

Please note – to view only internal staff postings, please use the internal posting search filter that was highlighted in this MiddPoints article.

On-call/Temporary Staff Employment Opportunities: go/staff-jobs-sh (on campus), http://go.middlebury.edu/staff-jobs-sh (off campus)

New Employee

Erin JPIn this post we’ll introduce you to a new member of the Middlebury College staff. Please join us as we welcome Erin to campus!

Erin Jones-Poppe is our new Bookstore Manager at the College Store. She started this past summer.

Erin is from a small suburb of Pittsburgh, but has spent the last 18 years in Columbus, Ohio going to school at The Ohio State University and working for the Visual Merchandising department of a well-known retail clothing company.

Erin moved here with her husband, Prof. Nicolas Poppe, who teaches in the Spanish department.

They are delighted to have 1 son and twin boys on the way!

Erin tells us that their welcome into the Middlebury College community has been wonderful so far and they cannot wait to see what the future holds.

Important Tax Form Information

As you prepare to file your 2015 income taxes, you may be asked about a form called Form 1095-C. The Affordable Care Act requires employers to furnish Form 1095-C to current and past employees who were covered in the employer sponsored medical plan for all or any portion of the tax year. Very recently, the IRS extended this year’s deadline for employers to furnish to employees the Form 1095-C from February 1 to March 31, 2016.

Please be aware that the extension to employers should not impact or delay a tax filer’s ability to file their income taxes as usual. Individual income tax-filers are not required to submit Form 1095-C when they file their taxes this year.  When the form does arrive (around March 31), be sure to keep the form with your personal tax records as documentation.

You may need to know the answers to a few basic questions when preparing your return:

  • Does Middlebury’s plan meet the minimum essential coverage criteria as mandated by the Affordable Care Act?   Yes it does.
  • Were you covered for all 12 months of the year? Each employee should know the answer to this.

If you have any questions, feel free to reach out to the Benefits Department in Human Resources at 802-443-3372.

Here are several links to the IRS website where more information on this topic can be found:

https://www.irs.gov/Affordable-Care-Act/Individuals-and-Families/Individual-Shared-Responsibility-Provision

https://www.irs.gov/Tax-Professionals/ACA-Information-Center-for-Tax-Professionals

 

From MSA- What was your most recent ‘aha’ moment?

msa

We’ve all had an ‘aha’ moment, when it comes to money.  Oftentimes, that moment is met with frustration and stress because it tells us that something needs to change in our lives.  And taking action can be hard.

For some, the ‘aha’ moment is more of an “oh no!” moment that comes when they stare at their bank account balances or their credit card statements.  It could be arguing with a spouse while waving an overdue bill in the air.  Or maybe it stems from the envy of seeing braggadocious social media pictures where your friends boast about how they have so much fun traveling and shopping.

It doesn’t always have to be negative.  A lot of the time, that revelation can be a great thing.  It could be something you saw on TV about the importance of creating college savings accounts for your kids or the importance of a will for your family.  It could be attending a friend’s party and seeing how amazing homeownership can be.  Or even letting out a long sigh as you sit on the beach during vacation because you did such a great job of saving for the last 12 months.  (Cheers to you!)

And if we’re lucky enough, that ‘aha’ moment happens to be a friend, a coworker, or a family member’s folly, and we are smart enough to learn from their mistakes.  Maybe it’s a friend who just lost her job and her house, and is struggling to stay afloat.  Perhaps it’s a coworker who just got stuck with a medical bill for which he has no emergency savings.  Maybe it’s an older relative who thinks he will never retire because he never put money into a 401k when he was younger.  In these instances, ‘aha’ moments are positive because we can proactively take action before the same thing happens to us.

While ‘aha’ moments can be both good and bad, long and short, stressful and reassuring – how you plan and react to them is what counts.

Hopefully, you are reading this because you have chosen the path of taking action rather than burying your head in the sand.  If you have had your ‘aha’ moment – congratulations!  We are glad you found us, and we are thrilled to help.

At MSA, we like to think of ‘aha’ moments as very positive even if they might not seem that way initially.  Our goal is to help you deal with ‘aha’ moments, plan for them, and turn them into positive experiences with one-on-one Money Coaching, accountability, and guilt-free guidance.  Together we can make the best of your ‘aha’ moments – let us show you how.  Start working with a Money Coach today at 888-724-2326.

The Week’s Headlines

Here are the week’s headlines from the News Room:

J-term Scenes: Adventure Writing

J-term Scenes: How Diplomacy Works

Middlebury Hires Karen Miller as Vice President for Human Resources and Risk

Middlebury Awards Tenure to Three Faculty Members

Middlebury Named Winner of Charles H.W. Foster Award for Bread Loaf Land Conservation

Middlebury Honors Four Residents for Exceptional Service to the Community

View past stories by visiting the News Room page.